Senior Functional Analyst (Credit Risk & API) | Permanent or Freelance
Position overview
Within the Risk Regulatory domain of one of our client, Digitribe is looking for a Senior Functional Analyst - Credit Risk & APIs to join a strategic program aimed at modernizing the Credit Risk platform used for the calculation, industrialization and monitoring of risk indicators such as PD (Probability of Default) and LGD (Loss Given Default). The platform is being built on modern technologies including Azure Cloud, Java, REST APIs, business orchestration solutions and enterprise data models. You will work closely with Business Stakeholders, Solution Designers, Architects, Developers and Product Teams to translate complex regulatory and risk requirements into scalable solutions.
Key responsibilities
Gather, analyse and challenge business requirements from stakeholders
Translate business needs into detailed functional specifications, user stories and acceptance criteria
Define functional flows, data models and API interactions
Contribute to logical and physical data modelling activities
Support development teams during implementation and ensure smooth transition of solutions into production
Define and execute functional test scenarios, coordinate business testing activities and investigate defects
Participate in solution design discussions with architects and developers
Collaborate within Agile/Scrum teams and actively participate in ceremonies
Skills & qualifications
Functional analysis
7+ years of experience as Functional Analyst, Business Analyst or Technical Analyst
Strong experience gathering and formalizing business requirements
Ability to challenge requirements and propose pragmatic, value-driven solutions
Experience writing detailed functional specifications and user stories
Data & modelling
Strong SQL knowledge and experience working with large data environments
Experience with data modelling (CDM, LDM, UML, relational databases)
Understanding of data flows and integration patterns
API & integration
Experience working with REST APIs and knowledge of API design principles
Familiarity with Swagger/OpenAPI specifications and service-oriented architectures
Understanding of integration patterns and distributed systems
Agile delivery
Strong Agile/Scrum experience and ability to work closely with developers and architects
Familiarity with Azure DevOps, Jira or equivalent tooling
Nice-to-have
Experience in Credit Risk, Risk Regulation or Regulatory Reporting
Knowledge of banking domains such as Loans, Credit Risk or Referential Data
Experience with Azure Cloud environments
Knowledge of BPMN or workflow orchestration tools
Experience with CA API Management or API GateWay solutions
Understanding of data Virtualisation concepts
Our offer
We provide a stimulating, people‑focused and expertise‑driven environment
A competitive salary with performance‑based bonuses
A company car with Fuel/Electric Card
All necessary tools for your mission: Laptop, Phone, Phone Subscription
Comprehensive social security and health benefits in Belgium
Meal Vouchers, Eco cheques
Hospitalization Insurance & Group Insurance (Retirement)
Opportunities for professional training and certifications
Clear Career plan and growth opportunities created together with Manager
Exciting assignments with clients engaged in innovative IT projects
